A frugal lifestyle can teach you valuable lessons—

Now 'spend some damn money'
You're just giving it away to the government.
Those were the words and advice of Tyra Bank's accountants.
Banks gave in to their demands and created an "F Account," which stood for "Frivolous Account."
Banks took that literally, saying she spent it on "stupid stuff."


Tyra credits her mother, who taught her the importance of investing in real estate — along with many other money and life lessons. Businesswoman, supermodel, author, and creator of "America's Next Top Model,"
Tyra Banks, is worth an estimated $90 million.

But despite the fortune she has amassed through her modeling, TV work and business pursuits,

Banks has always been more of a saver than a spender, she revealed in an interview with MONEY.
Citation: Article by Katie Warren, Publication INSIDER/ Posted via BusinessInsider.

Be Smarter About Money
Not everyone has a financial adviser, and not everyone has the time to read a personal finance book.

Luckily, there's the internet. Learning about money made easier, a compilation list of some of the best go-to websites for money advice. Article by Sarah Schmalbruch via BI

6 Figures Earners Barely Have Anything Saved
Knowing how to make money doesn’t mean you know how to save it, as is evidenced by a startling statistic report. For people making over $150,000, survey reports, 29 percent are at less than $1,000, and another 6 percent don’t have anything saved. What is going on here?: 'Ours Is a Spendy Culture'.

Article by Drake Baer via TheCut

The path to financial success is actually surprisingly simple—
TSD: The 5 Enemies of Your Financial Success 
Although the path is incredibly straightforward, there are many enemies along the way that will knock you off of that path. They pop up constantly, in different forms and in different numbers, and if you’re not ready to handle them, you will fall right off the path to financial success. There are bad habits, and bad routines wearing many faces. Here are a few tactics for defeating: The Five Enemies of Your Financial Success.
Article by Trent Hamm via TheSimpleDollar

Salary is Not the Same as Savings
Your net worth is more important than how much money you make. It’s amazing how many people don’t realize this simple truth. Having a high salary does not automatically make you rich; having a low salary does not automatically make you poor. All that matters is how much you save out of your salary.

Ben Carlson's list of 20 personal finance rules. via A Wealth of Common Sense

Build Credit With These Types of Loans
If you have poor or no credit, you may not qualify for certain types of accounts—credit cards, personal loans, etc.—that could help build it. It’s one of the many frustrations of the United States’s credit system, but there are a few under-the-radar ways to improve it. One of them is called, appropriately, a “credit builder” loan. These small installment loans are typically offered by credit unions and some banks, and they can help you boost your score a bit if you make on-time payments. Article by Alicia Adamczyk via TwoCentsLH


#TheJourney
The Vermont homestead
“Just a few years ago, this seemed like an impossible feat.”―EWT
Article/Photo: Elizabeth Willard Thames
 Frugality: Living a Frugal LifeStyle
As I write this, I’m sitting on the back porch of the rural Vermont homestead I share with my husband and our daughter, gazing out on the 66 acres of forest, fruit trees, gardens, ponds, and streams that we feel incredibly lucky to call our own.” — EWT


 #TheJourney
Why I’m No Longer Ashamed To Be Frugal 
“I have plenty of goals and only so much money to make them happen. My family has come a long way to give me what I have, and I hope to honor that legacy.”― Article by Venessa Wong:
 'I've Learned to Embrace My Thriftiness'.

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Most homeowners are eligible:

Government Program Offers up to $350/Month House Payment Reduction. You Can Check In 2 Minutes If You Are Eligible.

Millions of homeowners are getting huge savings on their monthly mortgage bill thanks to this free government savings program, and not surprisingly banks aren't too happy about that. (Freddie Mac) When homeowners visit www.fetcharate.com they are surprised to find out they qualify for a free government program that can lower their mortgage rate and can reduce their payment up to $350/month.

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