Tim Herrera: Like a lot of Americans I was very late to the game, in large part because there’s no formal system in place to teach us how to manage our money. There are tons of invisible forces working against us, and the end result is that being good or bad at money is sometimes viewed in moralistic terms or as a measure of someone’s character.
And that’s nonsense! Personal finance management is a concrete, learnable skill, just like driving a car or throwing a baseball. We just have to get beyond the structural and cultural roadblocks that prevent us from talking about it.
Managing your money is like going to the dentist or standing in line at the DMV.
Nobody wants to do it, but at some point, it's inevitable: you need to clean your teeth, renew your license, and manage your personal finances like a grown-up.
Whether you're struggling to pay off student loan debt, ready to stop living paycheck to paycheck, or have finally accepted that your Beanie Baby collection will never pay off, tackling your finances may seem immensely intimidating. But it doesn't have to be. In fact, by approaching it as a game—or something that requires you to set clear goals, as well as face challenges you must "beat"—personal finance can not only be easy to understand, but it can also be fun!
To kick things off, the editor of Smarter Living, Tim Herrera invited Kristin Wong, author of “Get Money: Live the Life You Want, Not Just the Life You Can Afford” and S.L. contributor, to talk about taking those first steps toward financial literacy. And published articles to teach you about managing your finances, with everything from tools to help you budget to a look at the psychological impediments that prevent us from addressing our problems in the first place. Read the full Conversation.
Tools to Stay on Top of Your Financial Life—
Here are some of the best apps and services to help keep your money on track,
whether you’ve never created a budget or you’re a seasoned investor.
Our Favorite Tools to Stay on Top of Your Financial Life
Here are some of the best apps and services to help keep your money on track, whether you've never created a budget or you're a seasoned investor. Getting your finances in order isn't a one-time task - it's an ongoing process. Whether it's budgeting, planning your debt payoff, or monitoring your credit, your financial life needs regular, reliable attention.
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