Lifestyle to Life Choices: saving money, budgeting and spending habits

Opinion: From the lofty perch of old age, and after a lifetime of thrift, I declare that I am qualified to comment on how not to waste money. — Richard Quinn:

Most Americans live like no other people on earth.
We have more and bigger stuff: Larger houses, bigger vehicles, more shoes.
And, in my not so humble opinion, we can’t tell the difference between needs and wants, between necessities and desires—and we sure can’t defer gratification.

Image by Tumisu via Pixabay

All this leads RQ to one conclusion:
We’re unable to control our spending or manage our money.
Here are 16 things that this 75-year-old considers big money wasters.

The HUMBLE DOLLAR:
You can’t buy the market’s past performance. But investors keep trying.

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WHEN DRAWING down a portfolio in retirement, the standard advice is to start with your taxable account, next turn to traditional retirement accounts and, finally, tap any Roth accounts. That way, you let traditional retirement accounts grow tax-deferred for longer and allow your Roth accounts to grow tax-free for longer still.